The Venting Thread

[warhorse]

sara said:

warhorse said:

I'm talking about the one for the senior citizens. They have to be part of a prescription drug plan or be penalized. I dont think it's right to force people in to joining a plan or insurance or what ever. Especially my dad, who hates taking pills and refuses it. It's requested in his will and in his doctor charts. I just dont like this thing that you have to have this coverage. I can understand to force insurance on homes and vehicles, because you can always opt on not owning either, but your own life and livelyhood?

Warhorse,
They are not forcing the prescription drug coverage on the people eligible for social security. The penalty you have read about is, if the ones who were eligible during this initial enrollment decide that they don't want it for now, and then later change their minds after the enrollment period is over, then they are penalized 1% for not signing up when they first could. This is probably because the ones that suddenly decide later that they want to sign up are doing it because they suddenly discover they are old and sick and need some help with their prescriptions. The idea of insurance is to get it before you need it just in case you need it later. And if you dad is ever going to get sick in his old age and need prescriptions, you better hope he has coverage or guess who will be paying through the nose to keep him alive. You guessed it...you and your siblings.

My dad has lung cancer, and he is at home right now, because he doesn't trust the hospitals, the doctors or the pills and medication they try to give you. It seems to either not work, or you trade in one symptom for like 5 new ones! I'm not paying anything to keep him alive, he has already requested that no artificial means are to be used to keep him alive. And judgingby what the mass senior citizens are critisizing this new drug covereage plan, they dont like it either. I think the government should have left alone people getting their prescriptions from Cananda, and worry about more important things. I cant help but think that this is another ploy so the big drug companies can somehow cash in on the senior's plight. I dont have much faith or trust in our government anymore.

[warhorse]

House insurance, for the most part, I find to be a joke. I live in Florida, and we have become the victims of both the 2004 and 2005 hurricanes. I know so many people who had parts of their roofs leaking, or a tree or car crash into their home, and the insurance companies are doing nothing. Only the people who are rich enough to afford good lawyers to represent thier case against the insurance companies are getting the work that they need done. The rest are still sitting here with the infamous blue tarps over their roofs. We spend thousands upon thousands of dollars on that insurance, and they have the nerve to deny people their claims. I think if they refuse to fix a problem, then they should be forced by the government to give back the premiums that they took from the people so the people could use it to fix their roofs. It's only fair. People tend to pay 2 to 4 grand a year in insurance as is, and yet, every year, or I should say, every month, the insurance companies propose another rate hike. The last one was by State Farms. They want to raise their rates 70%! This is no joke or lie. I wish it were, but it's not!

[californiagrown]

The problem is that the goverment and congress should be stoping these things because rich people are getting richer as the poor and average classes get poorer and people are getting to greedy in that past six years the amount of billionars has cuadroupled! and more people or going below the poverty line. And wheres are goverment? shooting people while duck hunting and linking classified information to the public. WTF America! impeach i say impeach!

[shelbyshue]

Way off topic but californiagrown I think that I live close to you. I am just on the other side of the Caldecott Tunnel in the East Bay. I couldn't help but notice when you mentioned how insanely high gas is in the Bay Area. I agree it is awful especially since everything is so expensive over here!!

[CrimsonAngel]

Hey all! Today is the last day to sign up for the Senior Prescription drug plan, WITHOUT penalty. That means that after today, seniors can still sign up for it, but they won't get the deal like they would before today....

The deadline is midnight tonight, so for those that get this message when you guys get home, you have till midnight to call or go online and get this done for any seniors in your life that you are trying to help or that need this help....

[warhorse]

Well, it rained really good in South Florida today. It's good that it did, because we are in a drought right now, and have been battling brush and forest fires since spring began. Also, gas prices are slowly falling, but for how long, I dont know. I just got an email from a buddy. The U.S. government plans to ban oil from Venezuela, saying that Venezuela is supporting terrorists. How rich is that? Considering that the Arab oil is in large part, owned by possible Islamic fundamentalists, and I would like people to prove to me otherwise.

Also, Indonesia's volcano looks to be about the brink of eruption. I hope those fools dont stay to watch the fireworks, and heed the warnings and evacuate.

[ApolosGal is to lazy to log in]

Omg it's been raining everyday here for like a week.

[warhorse]

Where's here? I know it's been pouring in the New England states!

[sara]

warhorse said:

sara said:

Warhorse,
They are not forcing the prescription drug coverage on the people eligible for social security. The penalty you have read about is, if the ones who were eligible during this initial enrollment decide that they don't want it for now, and then later change their minds after the enrollment period is over, then they are penalized 1% for not signing up when they first could. This is probably because the ones that suddenly decide later that they want to sign up are doing it because they suddenly discover they are old and sick and need some help with their prescriptions. The idea of insurance is to get it before you need it just in case you need it later. And if you dad is ever going to get sick in his old age and need prescriptions, you better hope he has coverage or guess who will be paying through the nose to keep him alive. You guessed it...you and your siblings.

My dad has lung cancer, and he is at home right now, because he doesn't trust the hospitals, the doctors or the pills and medication they try to give you. It seems to either not work, or you trade in one symptom for like 5 new ones! I'm not paying anything to keep him alive, he has already requested that no artificial means are to be used to keep him alive. And judgingby what the mass senior citizens are critisizing this new drug covereage plan, they dont like it either. I think the government should have left alone people getting their prescriptions from Cananda, and worry about more important things. I cant help but think that this is another ploy so the big drug companies can somehow cash in on the senior's plight. I dont have much faith or trust in our government anymore.

You have every right to your opinion. I just know that before the Medicare prescription insurance, my parents were paying between $500 and $600 per month for prescriptions. With them, they lead happy, healthy lives. Luckily, they were able to afford this without having to go hungary or go without airconditioning because without them, they would be dead. Now it doesn't cost them near that much. And now many people who could not afford them do not have to choose between prescriptions and food. So I am glad they finally have it. If people don't want it, they don't have to get it.

[sara]

warhorse said:

House insurance, for the most part, I find to be a joke. I live in Florida, and we have become the victims of both the 2004 and 2005 hurricanes. I know so many people who had parts of their roofs leaking, or a tree or car crash into their home, and the insurance companies are doing nothing. Only the people who are rich enough to afford good lawyers to represent thier case against the insurance companies are getting the work that they need done. The rest are still sitting here with the infamous blue tarps over their roofs. We spend thousands upon thousands of dollars on that insurance, and they have the nerve to deny people their claims. I think if they refuse to fix a problem, then they should be forced by the government to give back the premiums that they took from the people so the people could use it to fix their roofs. It's only fair. People tend to pay 2 to 4 grand a year in insurance as is, and yet, every year, or I should say, every month, the insurance companies propose another rate hike. The last one was by State Farms. They want to raise their rates 70%! This is no joke or lie. I wish it were, but it's not!

And again. When the plummer set our house on fire about 5 years ago, and it was totally gutted, I sure was glad we had house insurance. I don't think being homeless would be much fun.

And before we get onto blasting ordinary Medical insurance, I sure was glad I had it last year when I had endometrial uterine cancer and was able, because I did have insurance, to have it cut out before it spread. Thanks to insurance, I am cancer free.

[laura6]

congrats sara...that is a very insidious cancer from what i understand!! Good for you!!

[warhorse]

sara said:

warhorse said:

House insurance, for the most part, I find to be a joke. I live in Florida, and we have become the victims of both the 2004 and 2005 hurricanes. I know so many people who had parts of their roofs leaking, or a tree or car crash into their home, and the insurance companies are doing nothing. Only the people who are rich enough to afford good lawyers to represent thier case against the insurance companies are getting the work that they need done. The rest are still sitting here with the infamous blue tarps over their roofs. We spend thousands upon thousands of dollars on that insurance, and they have the nerve to deny people their claims. I think if they refuse to fix a problem, then they should be forced by the government to give back the premiums that they took from the people so the people could use it to fix their roofs. It's only fair. People tend to pay 2 to 4 grand a year in insurance as is, and yet, every year, or I should say, every month, the insurance companies propose another rate hike. The last one was by State Farms. They want to raise their rates 70%! This is no joke or lie. I wish it were, but it's not!

And again. When the plummer set our house on fire about 5 years ago, and it was totally gutted, I sure was glad we had house insurance. I don't think being homeless would be much fun.

And before we get onto blasting ordinary Medical insurance, I sure was glad I had it last year when I had endometrial uterine cancer and was able, because I did have insurance, to have it cut out before it spread. Thanks to insurance, I am cancer free.

Great for you that your insurance covers stuff, but guess what, you come down here to Florida, or Louisiana and talk to the homeowners there. They will tell you face to face, that for most part, insuarance is a big fat joke! Until then, lay off of me, I know what is what around my neck of the woods!

[torinogal]

I'm so sorry you have to be going through that nightmare Warhorse. My boyfriend's cousin and her husband (they also have a 5 year old boy) had to move up here to the Pacific Northwest because they lost their house and couldn't get enough money from the insurance company to replace it. They only had enough money to travel over here-the upstairs furniture had survived, but they had to leave it behind because the local moving van company wanted $3000.00!! Obvious price gouging! We gave them all of our extra clothing, and let the boy have some of my Breyer horses to play with, he loves them. We couldn't do much else for them, but they were grateful anyway. I hope your situation is better than that.

And Sara. Good luck to you staying cancer free. I wish you the best.

Peace be with you both.

[torinogal]

Oops! My bad. I forgot to say that those poor kids are from New Orleans. They boy, Dion, starts school this coming September.

[warhorse]

torinogal said:

I'm so sorry you have to be going through that nightmare Warhorse. My boyfriend's cousin and her husband (they also have a 5 year old boy) had to move up here to the Pacific Northwest because they lost their house and couldn't get enough money from the insurance company to replace it. They only had enough money to travel over here-the upstairs furniture had survived, but they had to leave it behind because the local moving van company wanted $3000.00!! Obvious price gouging! We gave them all of our extra clothing, and let the boy have some of my Breyer horses to play with, he loves them. We couldn't do much else for them, but they were grateful anyway. I hope your situation is better than that.

And Sara. Good luck to you staying cancer free. I wish you the best.

Peace be with you both.

Thanks. Amd big kudos to you for your help to others in need. And breyer horses at that. That is so cool, I collect those! But yeah, I've been helping people every weekend, and when the hurricanes came in and gone, I would use my horse to help clear the roads and get to people in flooded zones. And going through a hurricane is scary. It would feel like the house was breathing everytime a gust of wind would knock the house around. And I would be worried sick about my horses who were out in this. They stayed in concrete barns, but still, the barns arent no where near up to code like a boarded up home. When we arrived at the farm, we were surprised to see many of the barns metal roofs peeled back like a sardine can. But luckily, no horses were hurt in the storms in Florida. We were lucky in most part. There was only two deaths that I can remember, one was when a guy touched a hot wire from a downed power line after the storms, and the other had died of a heart attack while Wilma was going on.

I dont reccomend staying for a hurricane. If you have the chance to get out and wait it out some where dry and safe, you should. Thinking that you will be safe or ignoring the experts when they tell you that some places aren't safe, it's just not smart. It's better to be safe than sorry.